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Introduction to P&I

Introduction to P&I

An Introduction to P&I Insurance for Mariners

This booklet is intentended for masters and senior officers as an explanation of Skuld's Protection & Indemnity insurance cover with practical and operational advice.

Download a free copy in pdf-format.

One printed booklet free for members, order here.

For non-members, please order booklet from Witherby Seamanship International Ltd..


  • An introduction to marine insurance
  • How mutual P&I insurance actually works
  • Investment income of a P&I club
  • Underwriting (Evaluating the risk)
  • Statistical loss records
  • Liability for damage to cargo, Skuld Rule Five
  • Extraordinary handling costs
  • Death and personal injury
  • Passenger claims
  • Stoways, refugees and persons saved at sea
  • Pollution
  • Wreck removal and obstruction
  • General average contributions - cargo
  • Fines
  • Summary of main risks covered by Skuld under P&I insurance cover
  • Skuld's product range
  • Ancillary cover
  • Notes
  • Contact information